Tech World

Financial independence typically means having enough income to pay your living expenses for the rest of your life without having to work full time. Some people achieve this through saving and investing over many years, while others build successful businesses that can generate income without daily supervision. There are many ways to reach financial independence, and it’s not just for the wealthy. Here are some wealth generating habits that can make financial independence a part of your future: Avoid consumer debt. Consumer debt is the bane of financial independence. If you use credit cards to buy consumable goods and carry a balance, then you are enriching the banks and not yourself. Credit cards, payday loans and car loans are all examples of money-generating machines for creditors. The first step toward financial independence is to get rid of high interest debts and free your money to work for you instead of the banks. ...

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What makes men cheat? Dr Kamal Khurana, relationship counselor, dug through past research on male infidelity, and has even counseled couples and has arrived at the conclusion that most answers are from the wife's point of view.  There are reasons galore why men pull wool over the eyes of their wives. Oftentimes, it's out of spite and neglect, while the other times, it's because they feel they will never be caught.   Here, some of his findings: 1. Disturbance in the marriage as the primary reason When there are regular fights at home with his wife, which are left unresolved, a pattern sets in wherein he continues to be unhappy and 'disturbed'. In this kind of a scenario, either he can fight or he can flee. When he looks for an affair, he is looking to flee from dealing with the issues in the marriage, and be comfortable with that 'other person'. It is telling oneself that the problems do not affect anyone and life can continue in a bett...

"I need somebody to love," sang the Beatles, and they got it right. Love and health are intertwined in surprising ways. Humans are wired for connection, and when we cultivate good relationships, the rewards are immense. But we're not necessarily talking about spine-tingling romance. "There's no evidence that the intense, passionate stage of a new romance is beneficial to health," says Harry Reis, PhD, co-editor of the Encyclopedia of Human Relationships. "People who fall in love say it feels wonderful and agonizing at the same time." All those ups and downs can be a source of stress . It takes a calmer, more stable form of love to yield clear health benefits. "There is very nice evidence that people who participate in satisfying, long-term relationships fare better on a whole variety of health measures," Reis tells WebMD. Most of the research in this area centers on marriage, but Reis believes many of the perks extend ...

Is your day-to-day life full of stress and chaos? Are you scrambling to find a peaceful moment in the day when you can put your feet up and relax? Are you rushed, stressed out and ready to call it quits. Why is that so? Who is responsible for it? Why have we made it so difficult? The solution is simple: simply your life. It’s the implementation part that is hard, but here are my top tips to help with that: #1 Believe in yourself , but be aware of your limitations The first step to accomplishing all your goals and making your dreams come true starts with this simple realisation that you are human: you are not perfect and you can’t do everything alone. Always keep things realistic. Don’t put so much pressure on yourself that you find it hard to move; trust yourself to deliver what you need to, but also be prepared to cut yourself some slack. Own up when you make a mistake Set goals, and enjoy the journey #2 De-clutter & simplify You have a t...

Are you staying for the stuff? When a relationship is fizzling out, you know it. The intense chemistry you once had with your partner has shifted, and you spend more time not talking than talking. It isn't bad but it certainly isn't good either. If you and your mate are considering parting ways, it is a serious thing for both of you. The one ingredient that I believe you must have to make it work is collaboration. Have you ever stayed in a relationship just for the stuff ? For example, do you have a great bed? One woman said she stayed in her relationship just because of a Tempur-Pedic mattress. Do you belong to a country club? Do you own a second home in another state that would no longer be yours if you left the relationship? All of this stuff can tempt you to stay in the relationship even if you know it should be over. Is your happily-ever-after starting to look a little dim?    When is it time to move on? It's important to real...